Don’t Fight Workers’ Compensation Insurance Companies By Yourself
Yesterday, you went to work, punched your time card and had a great day. Today, you were hurt on the job. What are you going to do tomorrow?
The mortgage is due, bills are piling up and now you can’t work.
If you’re hurt on the job, the Workers’ Comp system is set up to pay you benefits for your injuries or illnesses. If you’re injured at work, get the advice of an experienced Workers’ Compensation lawyer right away.
Your employer’s Workers’ Compensation carrier may try to offer you much less than what you deserve. If you’re injured at work, you need to call on the Kentucky Courage™ at Morgan, Collins and Yeast.
- Tell your employer you’ve been hurt
- Tell your doctor how you got hurt
- Make sure you always get an “off work slip” if the doctor tells you that you need to stay home
- Turn that off work slip into your employer
- Don’t wait. Contact Morgan Collins and Yeast
Am I Eligible for Workers’ Compensation?
If you work for a Kentucky company, your employer is required by law to have Workers’ Compensation insurance. That means if you’re injured at work, you’re covered by their Workers’ Comp policy.
How to File a Workers’ Comp Claim
First, you must provide notice to your employer of your accident. Notice of your accident should be given after the accident occurs, or have a loved one call from the doctor’s office. Never wait more than a week in reporting your injury. We’ve had the court say that 30 days is not too late in reporting an injury, but don’t stretch it if you know you’re hurt. If you need help with the application process, call us for a free consultation.
There’s also a time limit to file your claim. In Kentucky, you have two years from the date of your accident or within two years from the date temporary total disability was last paid to file your claim. For cumulative trauma (like carpal tunnel syndrome), you have two years from the date you’re diagnosed or last exposed to the trauma. For black lung benefits, you have three years from the last exposure to coal dust to file your claim. If you’re unsure about your entitlement to benefits, call us today for a free consultation.
What Do Workers’ Compensation Benefits Cover?
There are a few main types of benefits, but you may be eligible for more than one. The types of benefits include:
- Lost wages (this depends on a number of variables including your work history)
- Reimbursements for travel, medical devices and prescriptions
- Medical coverage
- Payments for loss of hearing, loss of eyesight, facial disfigurement, loss of use of a limb or extremity (hand, foot, finger, arm, leg, toe, etc.)
- Death claims
How to Choose a Workers’ Compensation Lawyer
Don’t make the mistake of taking on the insurance company by yourself. These insurance companies are used to running right over Kentuckians. But not if we can help it. The best way you can show Kentucky courage is to stand up for your rights by calling an experienced Workers’ Compensation attorney to fight the insurance company.
Some Workers’ Compensation lawyers will want to rush your case through. They’ll tell you to “just sign the insurance company’s papers”; they won’t call you back; they won’t answer your questions; and they’ll even make you gather all your own evidence.
At Morgan, Collins and Yeast, our Workers’ Comp attorneys will work on your case like you’re a family member. We’ll start you off with a free consultation and schedule a time for you to meet with a member of our team. We’ll focus on your case so you can focus on getting better.
We also practice Social Security Disability law so we can help you figure out if your injuries may also qualify you for those disability benefits. Contact us today to get started.
Choose the Kentucky Workers’ Compensation Lawyer Who Handles the Most Cases in the State
When it comes to Kentucky Workers’ Comp, McKinnley Morgan is number one in amount of Workers’ Compensation cases handled. McKinnley knows the laws, the rules and the specifics of the Workers’ Compensation system inside and out. If you’re hurt at work, you want McKinnley’s experience on your side when trying to win Workers’ Compensation benefits.
In 2013, McKinnley filed and prosecuted for the injured worker 363 Workers’ Comp cases – more than double of the second-place attorney (who handled 163 cases). In 2014, McKinnley filed and prosecuted for the injured worker even more cases: 467 total – more than triple the second-place attorney (who handled 133 cases).
If you’re hurt at work and need Workers’ Comp benefits, choose the number one (for cases handled) Workers’ Comp attorney in the state. No one in Kentucky handles more Workers’ Comp cases than McKinnley Morgan of Morgan, Collins and Yeast.
We want to get your claim right from the beginning. If you were hurt a work, call McKinnley for help with your Workers’ Compensation claim. Let him help you get all the compensation you’re entitled to for your workplace injuries. Get started today with a free consultation.
If You’re Hurt at Work, Call Our Kentucky Workers’ Comp Attorneys
After you’re injured at work, a lot of times the insurance company will attempt to call you, take statements. Don’t speak to them until you speak with an experienced Workers’ Compensation attorney.
The insurance company will attempt to settle the case for pennies on the dollar. Before you talk to an insurance company, call us first. Our job is to make sure you get all the money you deserve.